Both conditions must be met: the small home must be owner-occupied in whole or in part, and its use must be exclusively residential. A three-family house where the owner lives upstairs qualifies; the same building with a ground-floor shop, a home office seeing clients, or a fully absentee landlord does not. Exempt owners still must keep the sidewalk repaired under § 19-152 and can still receive DOT violations, so the exemption removes injury liability, not maintenance duty. Owners unsure of their status should check how their property is actually used before assuming they are protected.
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