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Premises liability

Legal Framework, Liability & Claims
Premises liability The area of law making property owners and occupiers responsible for injuries caused by unsafe conditions on or around their property, including, in New York City, the abutting public sidewalk.

Most sidewalk injury lawsuits in NYC are premises liability cases built on negligence: the plaintiff must show a duty, a dangerous condition, notice of it, and a resulting injury. Section 7-210 supplies the duty for most abutting owners, extending premises liability beyond the property line onto the public sidewalk. Insurers price this exposure into general liability policies, and a claims history of sidewalk falls can raise premiums or complicate coverage. Routine frontage inspections and documented repairs are the standard risk-management response, because they attack the notice and dangerous-condition elements before a claim exists.

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